Built for Institutions that Support the World

The Unification Layer
for Global Trade

Enterprise and sovereign-grade blockchain and AI infrastructure — powering compliant settlement, tokenization, and cross-border payments at institutional scale.

FATF
Financial Action Task Force
MiFID II
EU Markets Regulation
GDPR
Data Privacy Standard
ISO 27001
Information Security
Central Bank InfrastructureSovereign Treasury ManagementT+0 SettlementCorporate Trade FinanceFATF · MiFID II · GDPR CompliantCross-Border PaymentsQuantum-Resistant ArchitectureAsset TokenizationAI-to-AI CommerceGlobal Trade Unification Central Bank InfrastructureSovereign Treasury ManagementT+0 SettlementCorporate Trade FinanceFATF · MiFID II · GDPR CompliantCross-Border PaymentsQuantum-Resistant ArchitectureAsset TokenizationAI-to-AI CommerceGlobal Trade Unification
Governments & Sovereigns
Permissioned infrastructure for national treasuries, central banks, and ministries — fully auditable, sovereign-controlled, and regulation-ready from day one.
  • Central bank digital currency (CBDC) rails
  • Sovereign treasury disbursement systems
  • National identity and KYC integration
  • Inter-ministerial settlement infrastructure
  • Real-time government financial reporting
Banks & Financial Institutions
Institutional-grade settlement and compliance infrastructure for commercial banks, investment banks, and multilateral development institutions worldwide.
  • Real-time gross settlement (RTGS) replacement
  • Trade finance and letter of credit automation
  • Cross-border correspondent banking
  • Tokenized securities issuance and custody
  • Automated AML / KYC compliance screening
Global Corporates
Enterprise solutions for multinationals operating across jurisdictions — unifying treasury, supply chain, trade settlement, and asset management under one programmable layer.
  • Multi-currency corporate treasury on-chain
  • Supply chain finance and invoice tokenization
  • Real-time FX settlement and hedging
  • Commodity tokenization and futures settlement
  • ERP / TMS system integration via API

"KXCO is an adaptable unification layer for global trade — a seamless infrastructure that binds assets, payments, and organisations into one coherent flow: compliant, private, and scalable."

— Shayne Heffernan, Executive Chairman
The Unification Imperative

Why Unification Cannot Wait

Global trade volumes exceed $28 trillion annually — yet governments still rely on manual reconciliation, banks operate on T+2 settlement rails, and corporates manage fragmented multi-bank relationships across dozens of jurisdictions.

KXCO eliminates this fragmentation. Tokenization digitises real-world value on blockchain — making it fractional, tradable, and programmable. KXCO powers tokenized securities, FX settlement, treasury disbursement, cross-border payments, and AI-to-AI transactions under one compliant layer.

Institutions can't afford inefficiency—unification is a must.

2.8d
Settlement delay eliminated
$50B
Annual fraud addressed
80%
Faster disbursements
40%
Capital efficiency gained
What We Offer

Institutional-Grade Solutions

Compliance, privacy, and scalability engineered from day one — for sovereign, banking, and corporate demands.

Compliant Blockchain and AI Infrastructure
High-throughput, low-latency transaction rails with built-in KYC/AML. Full audit trails and permissioned access — compliance is architecture, not an afterthought.
10,000 TPS
Transaction throughput
Cross-Border Settlement
Instant, low-cost settlement spanning currencies and correspondent banking networks. From inter-bank transfers to sovereign FX settlements — unified on one layer.
T+0
Settlement finality
Asset Tokenization
Digitise government bonds, real estate, commodities, and trade receivables. Fractional ownership, programmable rules, and secondary liquidity for previously illiquid holdings.
35%
Faster capital raising
AI-to-AI Transactions
Enable autonomous machine-to-machine commerce with full accountability. AI agents negotiate, settle, and audit independently — on-chain, privately, at institutional grade.
100%
Autonomous accountability
Enterprise Integration
Connect KXCO to existing ERPs, treasury management systems, and core banking platforms via sub-millisecond API. Everything connected, everything auditable, zero disruption.
<1ms
API response latency
Regulatory Compliance
Permissioned access by design. Automated KYC/AML, real-time audit trails, and multi-jurisdictional compliance frameworks — FATF, MiFID II, GDPR, and sovereign equivalents.
Multi-jurisdiction
Regulatory framework
Why Institutions Choose KXCO

The Standards Institutions Demand

Sovereign-Grade Privacy
Permissioned network with zero public exposure. Your data, your counterparties, your rules — never visible to the broader chain.
Highest-Grade Security
Enterprise-grade cryptographic architecture designed to protect sovereign assets, financial data, and sensitive transactions at the highest available security standard.
Full Regulatory Compliance
Built for FATF, MiFID II, GDPR, and local sovereign frameworks. Compliance is embedded in the protocol, not layered on top.
Institutional Scalability
10,000 TPS with T+0 finality. Infrastructure designed for the volumes governments and tier-1 institutions actually move.

Results in the Field

Live deployments across public sector, regulated securities, and institutional asset management — real outcomes, verifiable results.

European Commission
Public Sector · Healthcare · EU

CareCredits — Tokenised Incentive System for Care Workers

Built a groundbreaking tokenised incentive platform that rewards care workers for their dedication while ensuring full regulatory compliance. Selected by the European Commission for the prestigious European Blockchain Sandbox.

carecredits.io ↗
Live Platform
Digital Credentials · Institutional

Verifiable Authority — On-Chain Credential Infrastructure

Designed and built the full technology stack for Verifiable Authority — a platform issuing tamper-proof, blockchain-anchored credentials for institutions and professionals requiring trusted, auditable verification.

verifiableauthority.com ↗
$100M+ Tokenized
Asset Tokenization · Corporate

Bellatrix — Over $100M in Tokenized Assets

Tokenized in excess of $100 million in real-world assets for Bellatrix Ltd — delivering institutional-grade digitisation, fractional ownership structures, and programmable compliance across the portfolio.

bellatrixltd.com ↗
Reg D + Reg S
Regulated Securities · United States & International

SXP Augusta LLC — Dual-Jurisdiction Tokenized Offering

Structured and executed a compliant Reg D 506(c) offering in the United States and a Reg S offering for international investors — a fully tokenized, dual-jurisdiction securities issuance on KXCO infrastructure.

Reg D + Reg S
Dual-jurisdiction compliant issuance
Global · Ongoing
Remittance & Payments · Multi-Jurisdiction

Licensed Remittance Networks — Stablecoin Rails & Cross-Border Settlement

KXCO works with licensed remittance companies operating across multiple regulatory jurisdictions worldwide, replacing legacy correspondent banking infrastructure with modern stablecoin rails and real-time cross-border settlement. Where traditional remittance relies on slow, expensive multi-hop clearing — often taking days and losing value to FX spreads and intermediary fees — KXCO's settlement layer enables near-instant, low-cost value transfer between licensed operators, their banking partners, and end recipients. Each deployment is built around the specific licensing framework of the operator, ensuring full compliance with local money transmission laws, AML obligations, and cross-border reporting requirements. The result is a regulated, auditable payments corridor that moves at the speed of blockchain without sacrificing the compliance standards institutional partners and regulators demand.

Real-Time
Cross-border settlement
Multi-jurisdiction
Licensed operator network
Stablecoin
Settlement rails
Discuss Your Use Case
Leadership

The Team Behind the Dream,
and Now the Reality

Senior leaders with deep experience across capital markets, government, regulatory bodies, and global technology.

Shayne Heffernan
Executive Chairman
Ph.D. in Economics with over 40 years of trading experience across Asia and Venture Capital. Involved in start-ups reaching market caps of over $500M and one peaking at $15B. Has managed businesses across Crypto, Mining, Shipping, Technology, and Financial Services.
Steve Chaykowsky
Senior Advisor — Capital Markets
15 years of investment banking and proprietary trading at Merrill Lynch and SLK (acquired by Goldman Sachs). Served major buy-side institutions including BNY Mellon, BlackRock, and JP Morgan Asset Management. Founded Princeton Exchange Investment Management, a hedge fund advisory using proprietary Gaussian probability strategy. Has raised over $200M in capital and established contracts with 15+ Fortune 100 clients representing combined revenues exceeding half a trillion dollars.
David Chlapowski
Senior Advisor — Technology & Blockchain
Serial entrepreneur with leadership experience across financial services, technology, and blockchain. Former Sr. VP at Bear Stearns with extensive investment banking background. Advisor to VC communities and technology company boards. Deep expertise in cloud performance monitoring, network infrastructure, digital forensic analysis, and data security architecture.
Grant Leech
Senior Advisor — Fintech & Operations
Over 20 years building and leading businesses in fintech. Led an M&A strategy acquiring three care providers across the UK & Ireland — all rated Outstanding by the Care Quality Commission. Academic background spans a Law Degree, Higher Diploma in Computer Science, and Graduate Diplomas in Finance & Accounting.
Vincent Song
Senior Advisor — Asia Pacific & Digital Assets
Vice Chairman of the Hong Kong Blockchain Association. Former Global VP at XT.COM (top 10 global crypto exchange), where he scaled the platform to 9 million users and over $1 billion in daily transaction volume — earning the AIBC Best Exchange of the Year award. Previously Director at Lenovo-IBM Asia Pacific, achieving No.1 market share.
HK BLOCKCHAIN ASSOC.
9M USERS · $1B+ DAILY VOL
Thought Leadership

Insights & Resources

View All →
Whitepaper

Unification: The Missing Layer of Global Trade

Governments, banks, and corporates operate on disconnected rails. This paper outlines the economic cost of fragmentation and the infrastructure required to eliminate it.

Read Paper
Research Brief

Tokenization at Institutional Scale: A Practitioner's Guide

From sovereign bonds to trade receivables — how tokenization solves illiquidity, opacity, and fragmentation for institutional asset holders across all classes.

Read Research
Industry Analysis

The AI Economy and the Infrastructure It Requires

As AI agents begin to transact autonomously on behalf of institutions, the rails governing those transactions must be sovereign, auditable, and institutionally credible.

Read Analysis

Stay Informed

Institutional research, regulatory updates, and market intelligence — delivered directly.

Connect

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All enquiries are treated with the highest level of discretion. An NDA is available upon request for all institutional conversations.

Global OfficesLondon · New York · Sydney · Dubai · Singapore · Ahmedabad
Institutional Enquirieshelp@kxco.io
Schedule a CallAvailable for qualified governments, banks, and corporates
KXCO Mint Platformmint.kxco.io ↗ — Institutional tokenization
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